ATM and Debit Card Opt In

We are excited to announce that Louisiana FCU is now offering Courtesy Pay on qualifying accounts. Members will now have the peace of mind of knowing that their checks, ATM/debit card transactions and automatic withdrawals will be honored up to $300, despite not having the funds available in the account at the time. For more information on our new Courtesy Pay Program, click here.

New law affecting Courtesy Pay
On August 15, a new federal law will go into effect requiring Louisiana FCU to have your consent to authorize and pay your everyday debit card and ATM transactions if you do not have enough money in your account.

What does this mean to you?
This means that if you do not opt in for debit card and ATM protection, we may decline your debit card and ATM transactions if you do not have enough money in your account at the time of the transaction.

The choice is yours ...
We can only cover overdrafts caused by your everyday debit card and ATM transactions if you provide your consent. Remember, if you do not opt in, we may decline debit card and ATM transactions that overdraft your account.

What if I want Louisiana FCU to authorize and pay overdrafts on my debit card and ATM transactions?
To authorize Louisiana FCU to pay your debit card and ATM transactions, opt in below. You have the right to revoke your consent by opting out at any time in writing.