Share Certificates
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| Rates are accurate as of 11-19-08 |
| Term |
Dividend Rate* |
Annual Percentage Yield* |
| 90 Day |
2.25% |
2.27% |
| 6 Months |
2.50% |
2.52% |
| 1 Year |
2.80% |
2.83% |
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18 Months
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2.95%
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2.99%
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| 2 Years |
3.05% |
3.09% |
| 3 Years |
3.15% |
3.19% |
| 4 Years |
3.25% |
3.29% |
| 5 Years |
3.50% |
3.59% |
| *APY = Annual Percentage Yield. Rates & terms are subject to change. Minimum opening deposit of $1000 required. Early withdrawal penalties apply. Fees may reduce earnings on account. |
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We like to reward our members that stay awhile.
Our Share Certificates offer competitive rates and various terms to suit you. Certificates allow members to earn higher dividends on larger account balances that are deposited for longer time periods.
Dividends are compounded and paid monthly. Dividends can be:
- Transferred to checking or savings
- Withdrawn without penalty at maturity
- Automatically mailed each month
Our Share Certificates offer:
- Term from 90 days to 5 years
- Minimum deposit of $1000
- Jumbo rates available for deposits over $60,000
- Step-up Option: a one-time increase in your dividend rate on any new or maturing certificates issued for a term of two to five years. The dividend rate adjustment can only be made after the first 12 months of the certificate term.
Interested in opening a Share Certificate?
 Call |
 Come By |
(985) 652-4990 or
(888) 652-4990 |
Visit a branch near you |
