Auto Loans
When you plan on buying a new or pre-owned vehicle, you probably want to be spending more time on finding that perfect car instead of finding the financing. That’s where Louisiana FCU comes in! Our lower rates and flexible terms aren’t just a better option than dealer or bank financing, but our team will help you find a payment to match your budget.

Our Auto Loans Offer:
- Lower rates for new and used vehicles, RVs, and motorcycles
- Available terms up to 84 months
- 100% financing
- 1% off the rate with a 20% down payment; .50% off the rate with a 10% down payment
- .50% off with Direct Deposit to your Louisiana FCU checking account
- Green discount of .25% for financing a vehicle listed on the Green Vehicle Guide produced by the EPA Office of Transportation and Air Quality. These vehicles must be designated as:
– SmartWay
– SmartWay Elite
These vehicles have earned a rating based on their Air Pollution Scores and Greenhouse Gas Scores. According to the EPA, these vehicles are more eco friendly and have lower harmful emissions.
Wheels for WorkTM
This program is designed for consumers that may have been turned down for an auto loan before. Specializing in helping individuals with less than perfect credit, Wheels for Work offers:
- Generous loan limits to help you afford a reliable car
- Lower rates than what store-front financing companies offer
- Personalized attention to help you rebuild your credit
How to apply:
Call |
Click |
Come By |
(985) 652-4990 or
(888) 652-4990 |
Apply Online Here |
Visit a branch near you |
Visit the Auto Buying Center