Real Estate Center

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Buying a home is one of the biggest financial investments you can make. Whether you are buying, building, or considering home improvements, Louisiana FCU has a solution to fit your need.

Real Estate Loans we offer:

1^st Mortgages

Purchase:
• 30, 20, or 15 year terms
• 95% LTV

Refinance:
• 30, 20, or 15 year terms
• 85% LTV (cash out 80%)

Investment:
• Residential single rental 85% LTV

Home Equity

• 15, 10, and 5 year terms
• 80% CLTV
• Competitive fixed rates
• Owner occupied property only
• Take .25% off the rate you qualify for*

*Offer available to members with an existing active checking account with Louisiana FCU. An existing active checking is considered to be a checking account that is pre-existing and currently opened and in use at time of application. The account must not be dormant.

Construction

• 9 month terms
• Interest only payments
• 5 draw periods
• 80% LTV

Residential Vacant Land

• 15, 10, and 5 year terms
• 90% LTV
• Residentially zoned only
• 10 acre maximum