Real Estate Center

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Buying a home is one of the biggest financial investments you can make. Whether you are buying, building, or considering home improvements, Louisiana FCU has a solution to fit your need. Our expert mortgage team will offer you the best product at the best rate to help you get there.

Real Estate Loans we offer:

1^st Mortgages

• Competitive rates
• 15, 20, 30, or 40 year terms available
• Owner occupied properties only

Home Equity

• Competitive rates
• 5, 10, 15, or 20 year terms available
• Loan limits up to $100,000
• Owner occupied properties only

Vacation Home or Investment Properties

• Competitive rates
• Up to 30 year terms available
• 95% LTV for Vacation Homes
• 90% LTV for Investment Properties

Construction

• Rates 1% below Prime!
• 9 month terms
• 80% LTV financing available
• Interest-only payments

Vacant Land

• 5, 10, or 15 year terms available
• 90% LTV financing available
• Residentially-zoned only
• 10 acre maximum