Buying a home, that's the American dream. We all daydream about what our dream house will be as early as childhood. By the time we all reached adulthood we have decided everything we want in a house. We have picked out what size it will be, how big of a yard we want, paint colors, and even how it will be decorated. But what most of us don't know is how to start the home buying process.
Buying a home is an exciting process, but it also takes some work and effort. One of the first things you want to do is check your credit. The credit report can be obtained once a year for free at www.annualcreditreport.com. Once you have a copy of your credit report, get with one of our Member Service Representatives to help you identify all the debts listed on your report.