Speaking to members about refinancing their home is always an interesting conversation. Once we get deep into the dialogue about why refinancing could help, the hesitation and anxiety lightens and members begin to realize that refinancing may the best thing for their family and pocketbook.

Reasons

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Your credit score is a number based on the information in your credit file. This score shows the likelihood of your ability to re-pay a debt on time. Lenders use this score to determine whether you qualify for a loan and what interest rate you will pay.

What actions will hurt your credit

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A few weeks ago my dad and little sister, who shall remain nameless, decided to go for a leisurely bike ride in our neighborhood. They were going to enjoy the weather and spend some quality time together. Unfortunately, it did not turn out to be an enjoyable ride because my sister was involved in a

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Have you taken the time to figure out how much money you spend each month on groceries? For me, it was enough to make me want to quit eating… well almost!

Fortunately, I found ways to reduce our monthly grocery bill without starving myself or my family. Change your mindset to fatten your

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Our community has had a very emotional few months and while it seems that things will never go back to “normal” there is always hope that tomorrow will be better than the last day. As we rebuild our homes and community, don't forget that there are people who will try to take advantage of our

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Has this ever happened to you? Having your debit card compromised is not fun and no one likes it. This happened to me about a month ago.

I saw a charge on my account from a toy company in New York in the amount of $300.00. Of course, knowing that I had not been to New York overnight, I immediately

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This has been the most difficult blog to write. I started thinking what can I write about... no one cares about technology or business related matters right now. So with that being said, I decided to express my sympathy for our community. First off my prayers go out to the families of our fallen

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Many of us struggle with our weight. Some stress over 5 pounds, while others have a bit more to deal with, myself included. With so much going on in our lives, it can be difficult to find time to work out or cook a healthy meal. Recently, I was watching Dr. Oz and he set a challenge for his viewers

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These days there's a charge for everything. The cable and cellphone companies are monopolizing the industry! Do we even know what services we are paying for on a monthly basis and is it worth it?

Earlier this month Directv disabled a handful of popular channels. This "channel blackout" was due to

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I hate to admit it, but I’m an impulse shopper. I have an intense urge to spend. I find it gratifying. It’s fun. It makes me smile.

Enter Impulse Saving—an idea that I stumbled upon a few weeks ago at DailyWorth.com. According to the financial whiz kids at Daily Worth, impulse saving taps

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How are you keeping cool this summer? Temperatures are running high here in Louisiana and in most of the country. It’s natural to seek cool shelter indoors, but keeping your home cooler during the summer months can wreak havoc on your electricity bill.

The elderly, small children and pets need

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Hurricane season is already here, along with the sweltering heat. News outlets are always telling us to be prepared and to get ready for a busy hurricane season. But, how many of us are truly prepared the way we are supposed to be prepared? I know in my household we are not properly prepared. We

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Smart phones, androids, notebooks, and apps are the new way of life. I went into Smoothie King this week with my frequent buyer cards in tow, to find out that they will no longer be accepted mid July. I inquired about it and found out that they are launching an app to track points! This led me to

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Some of us are bad with names, but most of us recognize faces or logos.  I can surely tell you that Louisiana FCU is recognized in our community.

I am often stopped by people in the grocery store, Wal-Mart, or even at the hair salon, by someone who will say, “You’re that lady from the Credit

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Credit cards, debit cards, eStatements and online banking; through these forums our society is going paperless. As technology progresses we are becoming less dependent on a staple in our society. We rarely use file cabinets, now they are just an icon on our computer screen. Emails have replaced

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Buying a home, that's the American dream.  We all daydream about what our dream house will be as early as childhood.  By the time we all reached adulthood we have decided everything we want in a house. We have picked out what size it will be, how big of a yard we want, paint colors, and even how it

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Ahhhh vacation... many of us need one but rarely do we take one. When we do take a break, financial safety may be far from our minds. Planning, packing and affordability are on the forefront but do we ever consider the financial security of our trips? Should you get traveler's checks? Will my

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About two weeks ago, I called in a warranty claim to Michael Kors on my favorite watch. The band had gotten really scratched up since I wear it to the office (and constantly bang it against my desk). I kind of knew this wasn’t going to be covered by the warranty, but I figured I’d just give it

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Last week we held a free member workshop called, “Power Over Debt: Break the Debt Cycle.”  Here are some quick takeaways for those of you who couldn’t make it.

Four Tips to Tackle Debt:

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After a weekend full of shopping and swiping, I logged into online banking to see the damage. To my surprise, my balance was way higher than normal. I’m rich! Well, not really rich, but there is still money in my checking account. The good news sent me straight into happy dance mode!

Once the

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