Savings Growth Calculator Help

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Input Fields:

Title A title for these calculator results that will help you identify it if you have printed out several versions of the calculator.
Saved Begin Balance The amount already saved and ready to be invested with compounding interest, dividends, or earnings.
Deposit Amount The amount you plan to contribute to your savings each week, month, or year.
Annual Growth Rate An average rate you expect your savings to grow each year in interest, dividends, or earnings.
Gains Deposited How often interest, dividends or earnings are paid into your savings.
Length of Loan How long you will continue deposits into your savings. Also choose whether 'Length of Time' is years or months.
First Month Month and year of your first savings deposit.

Output Fields:

Ending Balance The final balance or value of your investment after 'Saved Balance' has earned compounding 'Interest Rate' or 'Growth Rate' over 'Length of Time'.
Last Month The final month and year of your savings used for these calculations, based on 'First Month' and 'Length of Time'.

Total Deposits The total amount you will have deposited into your savings, based on 'Deposit Amount' over 'Length of Time'.
Total Gains The total amount your savings will have grown in interest, dividends, and other gains over 'Length of Time'.

Buttons and Checkboxes:

Show Amortization When checked, a section will appear below the calculator showing the complete amortization table.
Help Brings up this Help window.
Clear Clear (Use your browser's 'Refresh' or 'Reset' to restore default values.)
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All calculators are made available as self-help tools for your independent use with results based on information provided by the user. All examples are hypothetical and are for illustrative purposes only. Calculated results are believed to be accurate but results are not guaranteed. Savings calculation results are intended only to demonstrate possible savings growth and is broad in scope. Growth calculators (like Retirement or Savings) depend on the average interest rate you expect to earn. Since interest rates will vary over time, your exact return percentage and results will most certainly be different. Before making any final decisions or implementing any investment or savings strategy, users are advised to obtain additional information and advice from your accountant and other investment advisors who are fully aware of your individual circumstances.
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Updated 22 July 2010