Money Market Accounts
| Average Daily Balance | Rate | Yield |
| $5,000 - $9,999 | .25% | .25% |
| $10,000 and over | .50% | .50% |
| *Regular share rate will apply if balance falls below minimum requirement. Applicable fees may reduce earnings on any account. | ||
Share and club account dividend rates are based on the following tiered average daily balances:
Dividend Rates
| Average Daily Balance | Dividend Rate | Annual Percentage Yield (APY) |
|
Share and Club Accounts with Balances < $2,499 |
.10% | .10% |
|
Share and Club Accounts with Balances > $2,500 |
.15% | .15% |
| IRA Shares | .50% | .50% |
| For all accounts, the Dividend Rate and Annual Percentage Yield may change monthly as determined by the Board of Directors. Applicable fees may reduce earnings on any account. | ||
Checking Accounts Dividend Rates
| Average Daily Balance | Dividend Rate | Annual Percentage Yield (APY) |
| Interest Checking | .10% | .10% |
| For all accounts, the Dividend Rate and Annual Percentage Yield may change monthly as determined by the Board of Directors. Minimum balance for account is $500. Applicable fees may reduce earnings on any account. | ||
Share Certificate & Individual Retirement Account Certificate Rates
(Minimum Deposit of $1,000)
| Type | Dividend Rate | Annual Percentage Yield (APY) |
| 6 Months | .25% | .25% |
| 1 year | .50% | .50% |
| 18 Months | .75% | .75% |
| 2 years | 1.00% | 1.00% |
| 3 years | 1.25% | 1.26% |
| 4 years | 1.50% | 1.51% |
| 5 years | 1.75% | 1.76% |
|
A penalty will be imposed for early withdrawal. Applicable fees may reduce earnings on any account. |
||
Ask us about our dividend rate features:
- Step Rate Option for 2-5 year terms
- Jumbo rates available
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Deposit and loan products offered by: Louisiana Federal Credit Union, Member NCUA, An Equal Housing Lender
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
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Louisiana FCU
P.O. Box 1956
LaPlace, LA 70069
Phone: 985.652.4990
Toll-free: 888.652.4990
Fax: 985.651.8001
Routing # 265476411