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Real Estate Loans


Residential Vacant Land

Some people see a vacant lot. You see your future home. We help you get there.

  • Multiple terms
  • 90% LTV
  • Residentially zoned only
  • 10 acre maximum

To apply for a land loan, contact our Mortgage Department at 985.652.4990.

Linda Boe, ext. 1702, NMLS# 449386
Donna Pellerin, ext. 1716, NMLS# 80755
Regina Vicknair, ext. 1727. NMLS# 449389


Construction

Building your dream is a click away. We offer the terms you need to seed your project.

  •  Interest only payments
  • 5 draw periods
  • 80% LTV

Apply for Construction loan online now!


1st Mortgages

Buying your first home is a pretty big deal. Luckily, we're here to work out the best deal for you.

Purchase:
  • Multiple terms
  • 95% LTV
Refinance:
  • Multiple terms
  • 85% LTV (cash out 80%)
Investment:
  • Residential single rental 75% LTV

Apply for your 1st Mortgage online now!

Apply to Refinance online now!


Home Equity

Major expenses come up. We can help you finance home repairs, college education, and any other big event.

  • Multiple terms
  • 80% CLTV
  • Competitive fixed rates
  • Owner occupied property only

Apply for your Home Equity online now!

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Deposit and loan products offered by: Louisiana Federal Credit Union, Member NCUA, An Equal Housing Lender

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency

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Louisiana FCU
P.O. Box 1956
LaPlace, LA 70069

Phone: 985.652.4990
Toll-free: 888.652.4990
Fax: 985.651.8001
Routing # 265476411