Let’s face it – you have many choices when it comes to financial institutions. We understand that you have options and appreciate that you have selected Louisiana FCU.
To reward our members, we’ve developed the Member Merits Program. Every Louisiana FCU member is automatically a part of this program and everyone benefits. When you use Louisiana FCU services through loans, checking, and savings products, your Credit Union grows. A growing Credit Union means better services for you. Member Merits rewards members – the more you use Louisiana FCU, the more you are rewarded!
= low fee = reduced fee = no fee/none
|Checking Monthly Fee|
|NSF fee & Stop Pay fee|
|Check Holds (local/non local)||1/2||1/2||2/2|
|ATM Use fee|
|Money Order fee|
|Gift Card fee|
|CD Bonus Rates||+.25%||.10%||--||--||--|
|Box of Checks Order fee|
|Visa Annual fee**|
|Visa Cash Advance fee**|
*Members currently enrolled in the Choice Program continue to benefit from the Choice Checking benefits and are not included in Member Merits.
**Requires loan approval
Your Merits category will be calculated monthly using your current combined deposit and loan balances on the last day of the month of all your Louisiana FCU accounts. Your Member Merits category will appear on your monthly statement.
Everyone shares these Louisiana FCU benefits:
Members with total deposit & loan balances under $10,000:
Members with total deposit & loan balances of $10,000-$50,000
Members with total deposit balances $99,999 - $50,000 OR loan balances $50,000+ OR membership at least 10 years
Members with deposit balances of $100,000 or greater