View Rates
Visa® Credit Card Rates
All Visas have NO Annual Fee and no fees for balance transfers or cash advances. All rates are fixed.
| Type | APR* |
| Platinum Rewards | 7.90% |
| Platinum | 9.90-15.90% |
| Platinum Smart Start | 15.90% |
| Platinum Student Advantage | 0.0% |
Unsecured Loan Rates
| Type | APR* |
| Tuition | 6.25-17.50% |
| Signature | 7.99-17.99% |
| Line of Credit | 7.99-17.99% |
| Overdraft Protection | 7.99-17.99% |
| *All loan rates are based on credit history. All loan rates are subject to change. For tuition loans: 10 monthly payments of $102.90 per $1,000 borrowed at 6.25%. For signature loans: 60 monthly payments of $20.28 per $1,000 borrowed at 7.99%. | |
Pledged Loan Rates
| Type | APR* |
| Share Pledge | 2.75% |
| Certificate Pledge | 2.50% above CD rate |
Vehicle Loan Rates
Includes New & Used Cars.
| Type | APR* |
| 48 Months | 2.49-15.99% |
| 60 Months | 2.49-16.99% |
| 72 Months | 2.49-17.99% |
| 84 Months | 4.49-17.99% |
|
*All loan rates are based on credit history. All loan rates are subject to change. Not all members and/or vehicles are eligible for 72 or 84 month financing. 84 monthly payments of $13.90 per $1,000 borrowed at 4.49%. |
|
| Vehicle Rate Discounts | |
| Green Discount* | .25% |
| Direct deposit of net payroll, social security or pension check into your Louisiana FCU checking account | .50% |
|
*Green discount of .25% for financing a vehicle listed on the Green Vehicle Guide produced by the EPA. These vehicles must be designated as SmartWay or SmartWay Elite. Contact the credit union for details. |
|
Recreational Vehicle Loan Rates
Includes Motorcycles, Recreational Vehicles, Boats, and Sportcrafts
| Type | APR* |
| 84 Months | 5.99-17.99% |
|
*All loan rates are based on credit history. All loan rates are subject to change. 84 monthly payments of $14.61 per $1000 borrowed at 5.99%. |
|
Mortgage Rates
Louisiana FCU offers a variety of mortgage products such as 1st Mortgages, Home Equity Loans, Vacant Land Loans and Construction Loans. Mortgage rates change on a daily basis. You may call 985.653.1702 or 985.652.4990 ext 1427 to receive current rates.
*APR = Annual Percentage Rate
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Deposit and loan products offered by: Louisiana Federal Credit Union, Member NCUA, An Equal Housing Lender
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
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Louisiana FCU
P.O. Box 1956
LaPlace, LA 70069
Phone: 985.652.4990
Toll-free: 888.652.4990
Fax: 985.651.8001
Routing # 265476411