All Visas have NO Annual Fee and no fees for balance transfers or cash advances. All rates are fixed.
|Platinum Smart Start||15.90%|
|Platinum Student Advantage||0.0%|
|Line of Credit||7.99-17.99%|
|*All loan rates are based on credit history. All loan rates are subject to change. For tuition loans: 10 monthly payments of $102.90 per $1,000 borrowed at 6.25%. For signature loans: 60 monthly payments of $20.28 per $1,000 borrowed at 7.99%.|
|Certificate Pledge||2.50% above CD rate|
Includes New & Used Cars.
*All loan rates are based on credit history. All loan rates are subject to change. Not all members and/or vehicles are eligible for 72 or 84 month financing. 84 monthly payments of $13.90 per $1,000 borrowed at 4.49%.
|Vehicle Rate Discounts|
|Direct deposit of net payroll, social security or pension check into your Louisiana FCU checking account||.50%|
*Green discount of .25% for financing a vehicle listed on the Green Vehicle Guide produced by the EPA. These vehicles must be designated as SmartWay or SmartWay Elite. Contact the credit union for details.
Includes Motorcycles, Recreational Vehicles, Boats, and Sportcrafts
*All loan rates are based on credit history. All loan rates are subject to change. 84 monthly payments of $14.61 per $1000 borrowed at 5.99%.
Louisiana FCU offers a variety of mortgage products such as 1st Mortgages, Home Equity Loans, Vacant Land Loans and Construction Loans. Mortgage rates change on a daily basis. You may call 985.653.1702 or 985.652.4990 ext 1427 to receive current rates.
*APR = Annual Percentage Rate