Helping you get there.

Checking Accounts

You're looking for a simple checking option that works with your lifestyle. We have three flexible services to suit your needs- all of which let you make purchases, easily access your cash, and apply for overdraft protection.

FREE Checking
When we say "FREE," we mean free. You're free to access your money with no monthly service fees, no minimum balances, and no minimum deposit required.

Interest-Bearing Checking
Kick back, and watch your money multiply. With an initial deposit and a maintained balance of at least $500, you'll earn a percentage of your balance as a dividend each year.


FREE Checking

Interest-Bearing Checking

Monthly Service Fee



Minimum Balance



Minimum Deposit to Open



No Per Check Fee

FREE Debit Card

FREE Online Banking

FREE Call 24

Overdraft Privilege

*The $7.00 monthly service fee is waived for members: maintaining a $500 balance in checking; or members 50 years of age or older.

A Word About Overdrafts and Overdraft Fees
An overdraft occurs when your checking account does not have enough money for a transaction, but we pay it anyway.

We offer two different ways to cover your overdrafts:

1. If your account qualifies, the standard overdraft practices that come with your account include Courtesy Pay. For more information on Courtesy Pay, click here.

2. We also offer overdraft protection plans, such as links to savings account and lines of credit (loans). These may be less expensive than our standard overdraft practices. Ask us for more information on these plans.

Interested in opening an account?
Call 985.652.4990 or 888.652.4990

Louisiana FCU Routing & Transit #:



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 Deposit and loan products offered by: Louisiana Federal Credit Union, Member NCUA, An Equal Housing Lender

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency


© Louisiana Federal Credit Union. All Rights Reserved.Marketing and Website provided by SPC

Louisiana FCU
P.O. Box 1956
LaPlace, LA 70069

Phone: 985.652.4990
Toll-free: 888.652.4990
Fax: 985.651.8001
Routing # 265476411