Helping you get there.

ira

Individual Retirement Accounts (IRA)

IRAs aren’t just for retirement anymore.

Recent tax changes have made individual retirement accounts attractive for those saving for education, retirement, or a secure future. There are options now that allow pre-taxed contributions!

Traditional IRAs

This IRA allows you to accumulate dividends on your earnings with no taxes to pay until they are withdrawn. Contributions are tax deductible in the tax year for which they are made.

Roth IRAs

Unlike a Traditional IRA, your contributions are not tax-deductible. However, your withdrawals could be penalty and tax free.

Coverdell Education Savings Account

Education savings accounts are also available as a means to save for your child's education. The key advantages of an education savings account are tax- and penalty-free withdrawals (including earnings) for qualified education expenses.

How safe is my money?

IRAs are federally insured up to $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, a U.S. government agency.

pdf-iconYour Insured Funds
pdf-iconHow Your Accounts Are Federally Insured

 

view-rates-button

Have-A-Story-240x300

At times, we may provide links to sites outside the control of our institution.
We do not make any representations concerning the linked sites' contents or availability.
You should review each site's privacy and information security policies carefully before you enter confidential information.

 Deposit and loan products offered by: Louisiana Federal Credit Union, Member NCUA, An Equal Housing Lender

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency

ehl.ncua

© Louisiana Federal Credit Union. All Rights Reserved.Marketing and Website provided by SPC

Louisiana FCU
P.O. Box 1956
LaPlace, LA 70069

Phone: 985.652.4990
Toll-free: 888.652.4990
Fax: 985.651.8001
Routing # 265476411