Checking Account details with Louisiana FCU

CHECKING ACCOUNTS IN LOUISIANA

OPEN YOUR CHECKING ACCOUNT.
Have a question? Request a call back.

Or you can call us at (985) 652-4990.

STOP LOSING MONEY ON CHECKING ACCOUNT FEES.

WE'LL HELP YOU GET THERE WITH FREE CHECKING:

No monthly services fees

NO MONTHLY SERVICE FEES

No Minimum Balance

NO MINIMUM BALANCE

No Minimum Deposit

NO MINIMUM DEPOSIT

Overdraft Protection

OVERDRAFT PROTECTION

LEARN MORE ABOUT HOW WE SAVE YOU MONEY.

COMPARE OUR CHECKING ACCOUNTS.

"Having my savings, credit, and checking accounts with Louisiana FCU gives me great confidence and peace of mind because I know the credit union will always be there when I need them!"

- LANCE F.

LOUISIANA FCU
FREE CHECKING
When we say free we mean free truly free with no asterisk or fine print.

$0
MONTHLY SERVICE FEE

No minimum balance to avoid service fee

No fee nationwide ATM network

Up to $5 overdraft protection transfer fee

Overdraft Privilege available

OPEN A FREE   CHECKING ACCOUNT
LOUISIANA FCU
INTEREST CHECKING
We put your money to work for you and pay you a percentage of your balance as a dividend each year.

$0
MONTHLY SERVICE FEE

$500 balance to avoid service fee

No fee nationwide ATM network

Up to $5 overdraft protection transfer fee

Overdraft Privilege available

OPEN AN INTEREST   CHECKING ACCOUNT
LOUISIANA FCU
REBOOT CHECKING
Recommended for members looking to rebuild their financial history.

$10
MONTHLY MAINTENANCE FEE

$50 minimum to open

Direct Deposit required

Debit card use only as checks are unavailable

Overdraft Protection available from savings

OPEN A REBOOT   CHECKING ACCOUNT

ALL LOUISIANA FCU CHECKING ACCOUNTS INCLUDE:

Secure Mobile Banking

SECURE MOBILE BANKING

Mobile Deposit

REMOTE DEPOSITS

Mobile Alerts

ACCOUNT ALERTS

Secure Online Banking

SECURE ONLINE BANKING

Secure Bill Pay

SECURE BILL PAY

Secure Estatements

SECURE E-STATEMENTS

MasterCard Debit Card

MASTERCARD DEBIT CARD

Nationwide ATM and Branch Network

NATIONWIDE ATM AND BRANCH NETWORK

Fee Forgiveness

FEE FORGIVENESS

Fee Forgiveness

FEE FORGIVENESS

Have you ever made a small error when balancing your checking account that sent you into the negative? Fee Forgiveness is a new perk that refunds the NSF or Courtesy Pay fee if your checking account is short by $10 or less.


Things to know:

  • Fee Forgiveness only refunds the fee. It does not pay the NSF item.
  • The fee refund will appear as a credit on your account and may take up to three business days to be applied.
  • No limits on refunds. No application required. You’re human... we get it.

OVERDRAFT PRIVILEGE

We authorize and pay overdrafts for members 18 and older at our discretion for checks and other transactions made using your checking account number, automatic bill payments, ACH transactions, and other electronic funds transfers. 

 

You also have the option to opt-in/out of overdraft privilege for ATM transactions and debit card purchases.


If you have established alternate overdraft protection methods such as a line of credit or automatic transfer from your other accounts, we will always attempt to pay an overdraft using these methods before paying your overdraft utilizing Overdraft Privilege.

Restrictions may apply. Not all overdrafts are guaranteed. Terms and conditions.

Overdraft Privilege
Overdraft Protection

OVERDRAFT PROTECTION

Louisiana FCU checking accounts are enhanced with Overdraft Protection. We offer two different ways to cover your overdrafts:

1. If your account qualifies, the standard overdraft practices that come with your account include Overdraft Privilege.

2. We also offer overdraft protection plans, such as links to savings account and lines of credit (loans). These may be less expensive than our standard overdraft practices.

Restrictions may apply. Not all overdrafts are guaranteed.

ARE YOU READY TO GET A FREE CHECKING ACCOUNT TO HELP YOU GET THERE?

OPEN YOUR CHECKING ACCOUNT TODAY.

GET ANSWERS TO FREQUENTLY ASKED QUESTIONS ABOUT CHECKING ACCOUNTS.

What is your routing number?

Our routing number is: 265476411

How do I activate my debit card?

Please call (800) 411-6390 or visit www.activatemycards.com to activate your debit card.

What do I do if my debit card is lost or stolen?

Please call (800) 682-6075 or visit www.reportmycards.com to report a lost or stolen debit card.

How do I reorder checks?

Click here to reorder checks online.

Will my debit card work when I travel out of state/out of the country?

If you are traveling, please contact our Account Services Team with your travel dates and destinations. This will allow us to lift out-of-state/out-of-country restrictions so that you can use your Louisiana FCU credit and debit cards with zero issues.