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Louisiana FCU Blog

Louisiana Federal Credit Union Blog

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“He that can have Patience can have what he will.”– Benjamin Franklin The older I get in life, the more I discover the need to be patient. I have an issue with this, because I often find myself excited when I am working towards a goal and want to see immediate results. Unfortunately, that is not always how it works out. Here are some practical ways that I try to maintain patience in life. Be accountable.  No matter what your goal is, it is important to make sure you are holding yourself accountable.. Have you ever saved for a big ticket...
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One by One Method

 Let’s talk about debt. It’s a term that most people dread, probably because many of us have accumulated some type of debt throughout the years. In fact, CBS news reports that U.S. consumers have approximately 3.4 trillion dollars in outstanding debt. Why? Well, it’s probably because our paychecks are remaining the same, while our expenses continue to increase. Life keeps getting more and more expensive, so how do we get out of debt? The following tips have helped me lower my debt tremendously. First, take some time to list all of your monthly loan and credit card payments. Once you have...
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Keep it Simple

“In character, in manner, in style, in all things, the supreme excellence is simplicity.” – Henry Wadsworth Longfellow Simplicity. Something I strive for but it often escapes me.  Did you ever think to yourself, “ When I am older, I will have things figured out.” Well, sometimes life happens, you get older, and you still don’t have things figured out. No worries, I am right there with you. One of the main lessons I’ve learned from my dad is to keep life simple. As a  young adult, I find myself having the same conversations we had when I was a kid....
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Saving Dimes and Time

The other day I did an astonishing thing to my five year old daughter’s hair… I cut it! Well, not all of her hair, just her bangs. Since she was a toddler, my daughter has had a very traditional bob styled haircut with short bangs. It is so precious on her, but requires maintenance often. In a busy household with two working parents, it is hard to get much done, nonetheless, to schedule a visit to a hair salon as fast as her hair requires. I am by no means a hairstylist, and I truly respect the art that it entails....
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Financial Wisdom for Millennials

My dad always told me, “Tell your money where to go or your money will tell you where to go.” What he was referencing here was getting on a strict budget and not living from paycheck to paycheck. He encouraged me to divide my income down to the penny and to apply each percentage to all of my financial needs. Here is how I try to achieve financial success as a 25-year old college graduate. Utilize Technology. In the growing world of smartphones, there are tons of apps that you can download to help you maintain your budget.  I personally use...
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P.O. Box 1956
LaPlace, LA 70069

Phone: 985.652.4990
Toll-free: 888.652.4990
Fax: 985.651.8001
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