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Louisiana FCU Blog

Louisiana Federal Credit Union Blog

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Posted by on in Financial Tips
Q: Is it too late to refinance my home? A: If you haven’t refinanced in the last couple of years, then you definitely still have time to refinance and save big. With current interest rates on a 10, 15, 20 and 30 year term mortgage ranging between 3.25% – 4.75%, you stand to save thousands of dollars in interest and possibly lower your term. Let’s say you financed your $200,000 home for 30 years at 5.25%, and your balance is currently $175,000. You could refinance it for 20 years at 4.25% and reduce your payment by $20.75. The real kicker is...

Posted by on in Financial Tips
Do you get paid every two weeks? Once or twice a month? I don't know about you but it seems like feast or famine not receiving a deposit every week. I remember all too well making the transition from a weekly paycheck to one every other week. Week one = gas, groceries, out to dinner, bills and maybe a little pampering. Then, week two = pinching pennies, eating spaghetti and bagged lunches, and reminding myself that I will make it to the next pay day. I was fortunate enough to receive awesome advice on.... (wait for it)....BUDGETING. You might be thinking,...

Posted by on in Financial Tips
As a mother to two preschool aged children, I am always on the lookout for those great teachable moments. Teaching them their manners, treating others with respect and the difference between right and wrong certainly top the list. But another important teachable moment that I sometimes forget that is just as equally important is the lesson about money. Just the other day, my 5 year old and I passed the ice cream shop in my hometown. It is the local summer hotspot and the line was super long. As we drove by, the shop’s bright colors immediately caught his attention and...

Posted by on in Financial Tips
Many of us struggle with our weight. Some stress over 5 pounds, while others have a bit more to deal with, myself included. With so much going on in our lives, it can be difficult to find time to work out or cook a healthy meal. Recently, I was watching Dr. Oz and he set a challenge for his viewers to cut out soft drinks for a month. I am not a big soda drinker but that seems to be an easy way to help with weight loss. But, did you know that if you eliminate soda from your diet for...

Posted by on in Financial Tips
A few weeks ago my dad and little sister, who shall remain nameless, decided to go for a leisurely bike ride in our neighborhood. They were going to enjoy the weather and spend some quality time together. Unfortunately, it did not turn out to be an enjoyable ride because my sister was involved in a hit and run! Yes, she crashed into a neighbor's mailbox and then fled the scene, leaving my dad behind to resolve the issue. Thankfully, my sister was not injured but the mailbox was cracked in half. My dad not only had to explain the broken mailbox...

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Louisiana FCU
P.O. Box 1956
LaPlace, LA 70069

Phone: 985.652.4990
Toll-free: 888.652.4990
Fax: 985.651.8001
Routing # 265476411