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Louisiana FCU Blog

Louisiana Federal Credit Union Blog

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Ain't Nobody Got Time

Have you noticed how fast the world is moving these days? We are so busy and have so much to do. No time to talk. I'll text you later using acronyms. Important projects are due for work or school. Appointments need to be scheduled. Groceries need to be bought. Dinner needs to be made. Loved ones need attention. Laundry should have been done yesterday. Can you relate? Being a mother of three teenagers and working full time can really take its toll. I need convenience ALL the time, and I have figured out how to make convenience save me time and...
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ASK THE EXPERT by Donna Pellerin

Q: My husband and I are thinking about purchasing our first home. Where do we start?A: Great question! Buying a home can be thrilling and nerve-wracking at the same time. Before you decide to take the plunge into homeownership, take some time to: Save for a down payment. Pretend you’re paying a monthly mortgage, which will provide you with your down payment funds. Decrease your debt by paying off unwanted bills. Make sure your credit report is up to date. Get a free copy at www.annualcreditreport.com. Figure out how much you can afford. A home is a major investment; most likely...
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BillPay Meets Mickey Mouse

My husband and I recently took our two children on vacation to the happiest place on Earth. Nope- not to a villa at an all-inclusive resort next to crystal blue water (ahhh), but to the overly-crowded, hot and sticky place known to all as Disney World! Before we embarked on this magical journey for a week, lots had to get done: shopping, cleaning, washing, packing, and of course, paying the bills. The one thing on my list that I took my sweet time to do was to pay the bills. Why, you ask? Because I could pay them on the 12...
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Keep The Change

Now, more than ever, is a good time to practice saving. Why? Well, because things are becoming more and more expensive! Here are a few suggestions to help you practice good habits and save for the things you really want. Get on a budget. It’s just as simple as that. Budget your finances according to what you make. Live within your means and it will pay off. Save. Don't spend. Every penny counts. Set aside money for emergency purposes, family vacations and things you want. Don't confuse emergency with luxury. Ask yourself, “Do I really need this or can it wait?”...
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TRUE LIFE: I clip coupons.

I clip coupons. All the coupons. Some would say I’m the resident Credit Union Coupon Queen! So why do I clip? Well, life is expensive and I’m always trying to save money no matter where I go. Bed Bath and Beyond, Macy’s, manufacturer’s coupons… I always have them in my purse! I started couponing when I got married, but like a lot of people I never took it very serious. About a year ago, a friend showed me some extra tips and a fire sparked again.  I didn’t realize that there were so many resources to help you save money through...
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Louisiana FCU
P.O. Box 1956
LaPlace, LA 70069

Phone: 985.652.4990
Toll-free: 888.652.4990
Fax: 985.651.8001
Routing # 265476411