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Louisiana FCU Blog

Louisiana Federal Credit Union Blog

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Recent blog posts

Posted by on in Financial Tips
We get quite a few questions about using our Louisiana FCU debit and credit cards oversees, so we asked the experts, Linda and Michelle to answer them for you. Can I use my Louisiana FCU debit and credit card oversees? Linda: Sure. Members can use their Debit MasterCard anywhere they see the MasterCard logo. For security reasons we have non-PIN based transactions blocked in some countries.  Members can call to determine if the country they are traveling to is on that list. Michelle: Members can use their Visa Credit Card anywhere they see the Visa logo. There are no exceptions with...

Posted by on in Financial Tips
How much is your monthly cable or satellite bill? $35? $50? $150? Do you bundle your services? If so, then you are probably paying around $180 a month for cable, internet and phone. That bill comes to $2160 a year. Imagine what you could do with all that money! While it may seem impossible to completely cut out television and internet from our lives, there are ways to pay a little less and save more money. Switching providers or looking for alternatives to cable may be a daunting task, but if the savings are large enough it might not be toO...

Posted by on in Financial Tips
Growing up, I could remember looking forward to summer vacation. No school, no getting up early, and tons of fun! Years have passed and the economy has changed, thus making it difficult for some to travel and do special things during the summer. But don't let that get you down. There are tons of fun things to do for free or at a low cost. Here's a list of ideas: 1. Check with you local recreation department for activities  2. Visit a splash park; it's free, fun, and great for smaller kids  3. Make it a snowball evening; it's a cool and...
When I began writing this, I started thinking about my graduation commencement speech. Truth is, I graduated only five years ago and I could not tell you a single thing that the speaker said. Commencement is a big deal; it is one of the few things in life that works every time. No matter what happens you will always remain a graduate. So congratulations, you are now an adult! Welcome to the world of student loans. You think they are nice by giving you a whole six months to start paying them back but in reality you could use like six...
Speaking to members about refinancing their home is always an interesting conversation. Once we get deep into the dialogue about why refinancing could help, the hesitation and anxiety lightens and members begin to realize that refinancing may the best thing for their family and pocketbook. Reasons Why You Should Refinance: Shorten the term of your loan – If you have a 30-year mortgage, now might be a great time to refinance because of low interest rates. In some cases, you may end up paying nearly the same mortgage payment that you are currently paying. By shortening the loan term, you own your home...

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Louisiana FCU
P.O. Box 1956
LaPlace, LA 70069

Phone: 985.652.4990
Toll-free: 888.652.4990
Fax: 985.651.8001
Routing # 265476411