Helping you get there.


Louisiana FCU Blog

Louisiana Federal Credit Union Blog

This is some blog description about this site

My budget is my best friend!

When it comes to money, the last word people want to here is BUDGET. It usually has a negative connotation, but I want to shed some light on what a budget truly is. According to Google, a budget is “an estimate of income and expenditure for a set period of time”. We usually hear people say, “Oh I can’t buy that, I’m on a budget”. Well if you budgeted in the first place, maybe you could afford what you heart truly desires. I budget every pay period, because I like to see exactly where my money is going so I can...
Continue reading
319 Hits

"Mommy, can I have that?"

“Mommy, can I have that?” “Mommy, I really want these for a snack!” Comments like these are constant when I bring my two children to the grocery store with me. Sometimes, I feel like a broken record player when I repeat the word, “no” after every request and dread our trips together.  Of course, it never fails: the automatic response from my six year old followed by “the look” in his puppy dog eyes, “Why not, Mommy?” If you are like me and become a sack of mush when those eyes of your small child look at you, then really, what...
Continue reading
303 Hits


Q: Is it too late to refinance my home? A: If you haven’t refinanced in the last couple of years, then you definitely still have time to refinance and save big. With current interest rates on a 10, 15, 20 and 30 year term mortgage ranging between 3.25% – 4.75%, you stand to save thousands of dollars in interest and possibly lower your term. Let’s say you financed your $200,000 home for 30 years at 5.25%, and your balance is currently $175,000. You could refinance it for 20 years at 4.25% and reduce your payment by $20.75. The real kicker is...
Continue reading
222 Hits

Bi-Weekly Blues

Do you get paid every two weeks? Once or twice a month? I don't know about you but it seems like feast or famine not receiving a deposit every week. I remember all too well making the transition from a weekly paycheck to one every other week. Week one = gas, groceries, out to dinner, bills and maybe a little pampering. Then, week two = pinching pennies, eating spaghetti and bagged lunches, and reminding myself that I will make it to the next pay day. I was fortunate enough to receive awesome advice on.... (wait for it)....BUDGETING. You might be thinking,...
Continue reading
817 Hits

The Machine that Gives Mommy Money

As a mother to two preschool aged children, I am always on the lookout for those great teachable moments. Teaching them their manners, treating others with respect and the difference between right and wrong certainly top the list. But another important teachable moment that I sometimes forget that is just as equally important is the lesson about money. Just the other day, my 5 year old and I passed the ice cream shop in my hometown. It is the local summer hotspot and the line was super long. As we drove by, the shop’s bright colors immediately caught his attention and...
Continue reading
1328 Hits

At times, we may provide links to sites outside the control of our institution.
We do not make any representations concerning the linked sites' contents or availability.
You should review each site's privacy and information security policies carefully before you enter confidential information.

 Deposit and loan products offered by: Louisiana Federal Credit Union, Member NCUA, An Equal Housing Lender

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency


© Louisiana Federal Credit Union. All Rights Reserved.Marketing and Website provided by SPC

Louisiana FCU
P.O. Box 1956
LaPlace, LA 70069

Phone: 985.652.4990
Toll-free: 888.652.4990
Fax: 985.651.8001
Routing # 265476411