Helping you get there.


Louisiana FCU Blog

Louisiana Federal Credit Union Blog

This is some blog description about this site

Keep The Change

Now, more than ever, is a good time to practice saving. Why? Well, because things are becoming more and more expensive! Here are a few suggestions to help you practice good habits and save for the things you really want. Get on a budget. It’s just as simple as that. Budget your finances according to what you make. Live within your means and it will pay off. Save. Don't spend. Every penny counts. Set aside money for emergency purposes, family vacations and things you want. Don't confuse emergency with luxury. Ask yourself, “Do I really need this or can it wait?”...
Continue reading
429 Hits

TRUE LIFE: I clip coupons.

I clip coupons. All the coupons. Some would say I’m the resident Credit Union Coupon Queen! So why do I clip? Well, life is expensive and I’m always trying to save money no matter where I go. Bed Bath and Beyond, Macy’s, manufacturer’s coupons… I always have them in my purse! I started couponing when I got married, but like a lot of people I never took it very serious. About a year ago, a friend showed me some extra tips and a fire sparked again.  I didn’t realize that there were so many resources to help you save money through...
Continue reading
516 Hits

My budget is my best friend!

When it comes to money, the last word people want to here is BUDGET. It usually has a negative connotation, but I want to shed some light on what a budget truly is. According to Google, a budget is “an estimate of income and expenditure for a set period of time”. We usually hear people say, “Oh I can’t buy that, I’m on a budget”. Well if you budgeted in the first place, maybe you could afford what you heart truly desires. I budget every pay period, because I like to see exactly where my money is going so I can...
Continue reading
391 Hits

"Mommy, can I have that?"

“Mommy, can I have that?” “Mommy, I really want these for a snack!” Comments like these are constant when I bring my two children to the grocery store with me. Sometimes, I feel like a broken record player when I repeat the word, “no” after every request and dread our trips together.  Of course, it never fails: the automatic response from my six year old followed by “the look” in his puppy dog eyes, “Why not, Mommy?” If you are like me and become a sack of mush when those eyes of your small child look at you, then really, what...
Continue reading
380 Hits


Q: Is it too late to refinance my home? A: If you haven’t refinanced in the last couple of years, then you definitely still have time to refinance and save big. With current interest rates on a 10, 15, 20 and 30 year term mortgage ranging between 3.25% – 4.75%, you stand to save thousands of dollars in interest and possibly lower your term. Let’s say you financed your $200,000 home for 30 years at 5.25%, and your balance is currently $175,000. You could refinance it for 20 years at 4.25% and reduce your payment by $20.75. The real kicker is...
Continue reading
317 Hits

At times, we may provide links to sites outside the control of our institution.
We do not make any representations concerning the linked sites' contents or availability.
You should review each site's privacy and information security policies carefully before you enter confidential information.

 Deposit and loan products offered by: Louisiana Federal Credit Union, Member NCUA, An Equal Housing Lender

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency


© Louisiana Federal Credit Union. All Rights Reserved.Marketing and Website provided by SPC

Louisiana FCU
P.O. Box 1956
LaPlace, LA 70069

Phone: 985.652.4990
Toll-free: 888.652.4990
Fax: 985.651.8001
Routing # 265476411