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Louisiana FCU Blog

Louisiana Federal Credit Union Blog

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Recent blog posts

Posted by on in Financial Tips
Your credit score is a number based on the information in your credit file. This score shows the likelihood of your ability to re-pay a debt on time. Lenders use this score to determine whether you qualify for a loan and what interest rate you will pay. What actions will hurt your credit score? Missing payments – missing on single payment can take up to 24 months to restore good credit. 35% of your total credit score is based on pay history. Maxing out credit cards – maxing out a credit card can reduce your credit capacity and lower your score....

Posted by on in Financial Tips
Have you taken the time to figure out how much money you spend each month on groceries? For me, it was enough to make me want to quit eating… well almost! Fortunately, I found ways to reduce our monthly grocery bill without starving myself or my family. Change your mindset to fatten your pocketbook! Here are some tips that help chop away at bad grocery spending habits: NEVER go shopping when you are hungry! We have all heard this before, but it is true. Every time I shop when I am hungry, I end up putting more items in the cart....

Posted by on in Community
Our community has had a very emotional few months and while it seems that things will never go back to “normal” there is always hope that tomorrow will be better than the last day. As we rebuild our homes and community, don't forget that there are people who will try to take advantage of our situation. Scams and price gauging are the last thing we should have to deal with, but if there is an opportunity, sadly, someone will try to abuse it. So, here are some helpful tips to help us avoid being scammed and to bring our community back stronger...

Posted by on in Uncategorized
In today's age, it is not difficult to to look for personal information. Just using Facebook can help an individual, even criminals, know exactly what you are doing. It is very easy to know everything about a person without actually “knowing” them. On Facebook, we list our birthday, work history, school history and even cell phone numbers. Everything we do on a daily basis is can be traced with the help of our smart phones and GPS systems in our cars. It is very important to be aware of our digital footprint. We can leave a sloppy trail that is ripe...

Posted by on in Financial Tips
Has this ever happened to you? Having your debit card compromised is not fun and no one likes it. This happened to me about a month ago. I saw a charge on my account from a toy company in New York in the amount of $300.00. Of course, knowing that I had not been to New York overnight, I immediately called our accounting manager and yelled, “help!” She took immediate action to help me. The charge was removed and my card was de-activated to suspend any further transactions from hitting my account. I also found out that two more transactions were...

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Louisiana FCU
P.O. Box 1956
LaPlace, LA 70069

Phone: 985.652.4990
Toll-free: 888.652.4990
Fax: 985.651.8001
Routing # 265476411