<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1295473880567920&amp;ev=PageView&amp;noscript=1">
Tap into your home's equity with a HELOC

HOME EQUITY LINES OF CREDIT IN LOUISIANA

APPLY FOR YOUR HOME EQUITY LINE OF CREDIT.
Have a question? Request a call back.

Or you can call us at (985) 652-4990.

GET ACCESS TO CASH FROM THE EQUITY IN YOUR HOME.

IMPROVE YOUR HOME

IMPROVE YOUR HOME

CONSOLIDATE DEBT

CONSOLIDATE DEBT

PAY FOR MAJOR EXPENSES

PAY FOR MAJOR EXPENSES

ACCESS CASH AFTER A HURRICANE OR FLOOD

ACCESS CASH AFTER A HURRICANE OR FLOOD

RECEIVE GUIDANCE FROM LOCAL MORTGAGE SPECIALISTS

RECEIVE GUIDANCE FROM LOCAL MORTGAGE SPECIALISTS
Getting a home equity line of credit shouldn't be hard because we make it quick and easy.
REQUEST A CALL BACK: TALK TO A TRUSTED MORTGAGE SPECIALIST.

THREE SIMPLE STEPS TO HELP YOU GET THERE.

WE PROMISE TO MAKE GETTING A HOME EQUITY LINE OF CREDIT QUICK AND EASY.
Step 1: Research

1. RESEARCH

We’ll help you decide if a HELOC or traditional home equity loan would work best for you.

Step 2: Prepare

2. PREPARE

We'll help you get prepared by making the process quick and easy.

Step 3: Apply

3. APPLY

Just imagine how good you will feel when you get the money you need to do the things you want.

"This year we made the move to consolidate some revolving debts... We are more than pleased with every experience and with every employee we've encountered at Louisiana FCU! Always friendly and professional and we're always greeted with smiles!"

 

- TURNER B. MEMBERS SINCE 2012

STEP 1: DECIDE IF A HOME EQUITY LINE OF CREDIT IS RIGHT FOR YOU.

Rates effective as of 11:35 A.M. CT, January 2, 2019

Rates subject to change without notice.

Home Equity Line of Credit
RATES AS LOW AS
3.75% *

APR*

MINIMUM LOAN AMOUNT IS $10,000

CREDIT LIMITS UP TO $100,000

MINIMUM DRAW IS $1,000 

PAYMENT IS 3% OF THE OUTSTANDING BALANCE

FUNDS AVAILABLE THROUGH ONLINE BANKING TRANSFER OR IN BRANCH

Which home equity option is best for you?

A Home Equity Line of Credit allows you to access the cash in your home as needed. It provides the flexibility to pay off and reuse the available credit and can act as an emergency fund after hurricanes or floods. A traditional Home Equity Loan is a closed-end loan with all funds received up front.  It can be repaid over a five to fifteen year period and has a fixed rate and payment amount.

Not sure which option is right for you? We'll call you back.

STEP 2: WE'LL HELP YOU GET PREPARED BY MAKING THE PROCESS QUICK AND EASY.

CHECK YOUR CREDIT SCORE

CHECK YOUR CREDIT SCORE

Your credit score is a number between 300 to 850 and it is based upon your spending, payment, and credit history. The higher your credit score is, the easier it can be to get approved for your mortgage. A minimum credit score of 640 is required for a HELOC.

How to get prepared: We recommend you know what your credit score is before applying for your HELOC using the annual free credit report.

KNOW YOUR HOME'S ESTIMATED VALUE

KNOW YOUR HOME'S ESTIMATED VALUE

We will use independent appraisers to assess the value of your house which helps us determine how much you are eligible to borrow.

How to get prepared: Click here to get a basic understanding of what your home's value might be before applying for your mortgage refinance.

STILL HAVE QUESTIONS ABOUT APPLYING FOR A HOME EQUITY LINE OF CREDIT?

REQUEST A CALL BACK.
Get Access to quick cash from the equity in your home.

STEP 3: APPLY FOR YOUR HOME EQUITY LINE OF CREDIT.

Our trusted Mortgage Specialist will guide you every step of the way to help you get there. 

GET STARTED WITH YOUR HOME EQUITY LINE OF CREDIT.

Heloc App

* APR = Annual Percentage Rate.

*Rates as low as Prime minus 0.25%; based on credit.