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I AM READY TO APPLY.

INTEREST FEES CAN MAKE YOU FEEL LIKE YOU’RE RUNNING IN PLACE.

Our 0% APR* credit card will help you find your footing. Pay off debt faster with 12 months interest-free on all credit card purchases, cash advances and balance transfers made within the first 90 days.

 

  • Reduce the interest rate on high-interest debt.
  • Enjoy the simplicity of making one monthly payment instead of multiple monthly payments on all your other cards.
  • Pay off your debt faster.
  • Say goodbye to annual fees.

I'D LIKE TO APPLY FOR MY CREDIT CARD.

 

 

OUR RATES & TERMS ARE HARD TO BEAT.

0% INTRODUCTORY APR* FOR 6 MONTHS

0% INTRODUCTORY
APR* FOR 12 MONTHS

NO ANNUAL FEE

NO ANNUAL FEE

NO BALANCE TRANSFER FEE

NO BALANCE TRANSFER FEE*

NO CASH ADVANCE FEE

NO CASH ADVANCE FEE*

EARN REWARDS AND POINTS  WITH PAY WITH REWARDS

EARN REWARDS AND POINTS
WITH PAY WITH REWARDS

FRAUD PROTECTION

 FRAUD PROTECTION

ENJOY THE BENEFITS OF PAY WITH REWARDS, INCLUDING:

Earn Points

EARN ONE POINT FOR EVERY DOLLAR YOU SPEND

Redeem Anywhere

REDEEM POINTS ANYWHERE MASTERCARD IS ACCEPTED

Credit Card Balance

USE POINTS TOWARDS YOUR CREDIT CARD BALANCE

Purchase points

USE POINTS FOR PURCHASES, GIFT CARDS OR TRAVEL

 CONVENIENTLY COMPARE.

 
Compare your options.

 

Source: Chase.com as of October 15, 2019

CALCULATE YOUR SAVINGS.

Calculate your savings.

UPGRADE YOUR WALLET IN LESS THAN FIVE MINUTES.

Proof of income is all that’s needed to apply for a Louisiana Federal Credit Union credit card. Once you complete the application, a Lending Specialist will be in touch within one business day to let you know what's next.

 

 

Pre-App: Credit Card

GET ANSWERS TO FREQUENTLY ASKED QUESTIONS ABOUT OUR CREDIT CARD.

Will my credit card work when I travel out of state/out of the country?

Absolutely. If you are traveling, please contact our Account Services Team with your travel dates and destinations. We will place a note on your cards alerting our Fraud Center that you are traveling. This will lift out-of-state/out-of-country restrictions so that you can use your Louisiana FCU credit card with zero issues.

If I don’t pay off my credit card balance after three months, will I be responsible for any interest charges that accrued during the introductory period?

Nope. We aren’t sneaky like that. We do want you to know that after your three-month introductory period, the prevailing APR will be applied to your outstanding credit card balance. In short, you won’t accrue interest until 90 days after you open your credit card account.

*The Introductory Annual Percentage Rate (APR) for purchases, balance transfers and cash advances will apply to transactions posted to your account during the first 90 days following the opening of your account. Any existing balances on Louisiana FCU loans or credit cards are not eligible for the Introductory APR for balance transfers. This offer does not apply to business, student and secured credit cards.