Careers | Rates | Locations & Hours | Application Status

Bank
Borrow
Credit Cards
Business
Resources
Our Mission

Careers | Rates | Locations & Hours | Application Status

Bank
Borrow
Credit Cards
Business
Resources
Our Mission

GET A BUSINESS LINE OF CREDIT IN LOUISIANA

Or you can call us at (985) 652-4990.

WHAT ARE MY BUSINESS LINES OF CREDIT OPTIONS?

At Louisiana FCU, we offer two business lines of credit loan options:

SECURED LINE OF CREDIT

Secured Lines of Credit are a flexible way to manage day-to-day expenses for a business or provide funds. This form of credit is secured by assets that the business owns.

UNSECURED LINE OF CREDIT

Unsecured Lines of Credit are a flexible way to manage day-to-day expenses for a business or provide funds. This form of credit does not require any assets as collateral.

SO WHAT'S THE DIFFERENCE?

WHAT TO EXPECT.

WE PROMISE TO MAKE GETTING A BUSINESS LINE OF CREDIT QUICK AND EASY.

1. RESEARCH

Discover your monthly loan payment.

2. APPLY

Complete the application.

"Within 10 minutes of completing an auto loan application, a loan specialist called and told me I was approved. Three hours later I went home with a 2014 Chevy Sonic that I named 'Sapphire'. From that day on, I believed Louisiana FCU didn’t place limits on their members. So as a member, I won't put limitations on how much they would go above and beyond to keep their members happy."

- Antoinette M. MEMBER SINCE 2009

STEP 1: RESEARCH A BUSINESS LINE OF CREDIT.

Rates effective as of 1:04 P.M. CT February 6, 2024

Rates subject to change without notice.

Minimum Loan Balance

Starting at

$10,000

No maximum loan amount

Maximum term of 12 months with renewal options

Monthly interest only payments

Offered as both secured and unsecured

Which auto loan option is best for you?

A shorter-term auto loan is recommended if you want to pay less in interest. This will help save you more money.

But if lower monthly payments are more important, a longer term auto loan might be better for you.

Not sure which option is right for you? We'll call you back.

STEP 2: APPLY AND SAVE MONEY.

DOWNLOAD THE SECURED BUSINESS LINE OF CREDIT CHECKLIST.

DOWNLOAD THE UNSECURED BUSINESS LINE OF CREDIT CHECKLIST.

APPLY FOR YOUR BUSINESS LINE OF CREDIT TODAY.

STILL HAVE QUESTIONS ABOUT GETTING A BUSINESS LINE OF CREDIT LOAN?

* APR = Annual Percentage Rate

Loan terms based on underwriting

Rates are based off of Wall Street Journal Prime

At times, we may provide links to sites outside the control of our institution. We do not make any representations concerning the linked sites' contents or availability. You should review each site's privacy and information security policies carefully before you enter confidential information. Deposit and loan products offered by: Louisiana Federal Credit Union, Member NCUA, An Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.

Disclosures | Routing # 265476411 | Accessibility Statement
Bylaws

NMLS ID 414399