Helping you get there.


Real Estate Loans

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1st Time Home Buyer Program

Buying your first home is hard. We make it easy!

  • 97% financing - You pay less up-front.
  • No Private Mortgage Insurance (PMI) - You save money each month.
  • Competitively low locked in rates - You get the best deal and pay less interest.
  • Guidance from our Mortgage Specialists - You can stress a little less.

Learn more or set up a consultation.

1st Mortgages

Buying a home is a pretty big deal. Luckily, we're here to work out the best deal for you.

  • Multiple terms
  • 95% Loan-to-Value
  • Multiple terms
  • 85% Loan-to-Value (cash out 80%)
  • Residential single rental 75% Loan-to-Value

Apply for your 1st Mortgage online now!

Apply to Refinance online now!

Home Equity

Major expenses come up. We can help you finance home repairs, college education, and any other big event.

  • Multiple terms
  • 80% Combined Loan-to-Value
  • Competitive fixed rates
  • Owner occupied property only

Apply for your Home Equity online now!


Building your dream is a click away. We offer the terms you need to seed your project.

  • Interest only payments
  • 5 draw periods
  • 80% Loan-to-Value

Apply for Construction loan online now!

Residential Vacant Land

Some people see a vacant lot. You see your future home. We help you get there.

  • Multiple terms
  • 90% Loan-to-Value
  • Residentially zoned only
  • 10 acre maximum

Apply for a Vacant Land loan online now!

Linda Boe, ext. 1702, NMLS# 449386
Donna Pellerin, ext. 1716, NMLS# 80755
Bernadette Bork, ext. 1440. NMLS# 1451308

Get a Loan Estimate



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 Deposit and loan products offered by: Louisiana Federal Credit Union, Member NCUA, An Equal Housing Lender

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency


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Louisiana FCU
P.O. Box 1956
LaPlace, LA 70069

Phone: 985.652.4990
Toll-free: 888.652.4990
Fax: 985.651.8001
Routing # 265476411