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member-merits

Member Merits Program


 Let’s face it – you have many choices when it comes to financial institutions. We understand that you have options and appreciate that you have selected Louisiana FCU.

To reward our members, we’ve developed the Member Merits Program. Every Louisiana FCU member is automatically a part of this program and everyone benefits. When you use Louisiana FCU services through loans, checking, and savings products, your Credit Union grows. A growing Credit Union means better services for you. Member Merits rewards members – the more you use Louisiana FCU, the more you are rewarded!

Benefits Chart

Low Fee = low fee  Reduced Fee = reduced fee  No Fee = no fee/none

BENEFITELITESELECTCLASSICESSENTIALASSOCIATE
Checking Monthly FeeNo FeeNo FeeNo FeeNo FeeNo Fee
Overdraft feeNo FeeReduced FeeLow FeeLow FeeLow Fee
NSF fee & Stop Pay feeNo FeeReduced FeeReduced FeeLow FeeLow Fee
Check Holds (local/non local)22222
ATM Use feeNo FeeReduced FeeReduced FeeReduced FeeLow Fee
Money Order feeNo FeeReduced FeeReduced FeeLow FeeLow Fee
Gift Card feeNo FeeReduced FeeReduced FeeLow FeeLow Fee
CD Bonus Rates+.25%.10%------
Box of Checks Order feeNo FeeLow FeeLow FeeLow FeeLow Fee
Online BankingNo FeeNo FeeNo FeeNo FeeNo Fee
Bill PayNo FeeNo FeeNo FeeNo FeeNo Fee
CU 24No FeeNo FeeNo FeeNo FeeNo Fee

*Members currently enrolled in the Choice Program continue to benefit from the Choice Checking benefits and are not included in Member Merits.

**Requires loan approval

 

Member Merit Categories

Your Merits category will be calculated monthly using your current combined deposit and loan balances on the last day of the month of all your Louisiana FCU accounts. Your Member Merits category will appear on your monthly statement.

Member Merits Associate

Everyone shares these Louisiana FCU benefits:

  • Free Online Banking
  • Free Bill Pay
  • Free Call24 telephone teller access
  • Free ATM transactions at Louisiana FCU machines

Member Merits Essential

Members with total deposit & loan balances under $10,000:

  • Low NSF & Stop Pay fees
  • Low ATM use fees
  • Low fees on money orders, and gift cards
  • Free Online Banking
  • Free Bill Pay
  • Free Call24 telephone teller access
  • Free ATM transactions at Louisiana FCU machines

Member Merits Classic

Members with total deposit & loan balances of $10,000-$50,000

  • Lower NSF & Stop Pay fees
  • Lower ATM use fees
  • Lower fees on money orders, and gift cards
  • Free Online Banking
  • Free Bill Pay
  • Free Call24 telephone teller access
  • Free ATM transactions at Louisiana FCU machines

Member Merits Select

Members with total deposit balances $99,999 - $50,000 OR loan balances $50,000+ OR membership at least 10 years

  • .10% Bonus on Certificate of Deposit rates
  • Lowest Overdraft fees
  • Lowest NSF & Stop Pay fees
  • Lowest ATM use fees
  • Lowest fees on money orders, and gift cards
  • Free Online Banking
  • Free Bill Pay
  • Free Call24 telephone teller access
  • Free ATM transactions at Louisiana FCU machines

Member Merits Elite

Members with deposit balances of $100,000 or greater

  • .25% Bonus on Certificate of Deposit rates
  • No NSF & Stop Pay fees
  • No ATM use fees
  • No fees on money orders, and gift cards
  • Free personal checks
  • Free Online Banking
  • Free Bill Pay
  • Free Call24 telephone teller access
  • Free ATM transactions at Louisiana FCU machines

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We do not make any representations concerning the linked sites' contents or availability.
You should review each site's privacy and information security policies carefully before you enter confidential information.

 Deposit and loan products offered by: Louisiana Federal Credit Union, Member NCUA, An Equal Housing Lender

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency

ehl.ncua

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Louisiana FCU
P.O. Box 1956
LaPlace, LA 70069

Phone: 985.652.4990
Toll-free: 888.652.4990
Fax: 985.651.8001
Routing # 265476411