LAND LOANS IN LOUISIANA

Or you can call us at (985) 652-4990.

SOME PEOPLE SEE A VACANT LOT. YOU SEE YOUR FUTURE HOME.

Getting a loan to buy vacant land can feel overwhelming. But it doesn't have to be that way.

EXPERT GUIDANCE

Buying vacant land can be confusing. But you won't have to do this alone because our trusted experts will guide you.

BUY UP TO 15 ACRES

You can dream big and then dream bigger when planning to purchase land to build a future house.

FAST FINANCING

We’ll help you close on your loan quickly, so you can purchase your land to build your future home in no time.

REQUEST A CALL BACK: TALK TO A TRUSTED LAND LOAN EXPERT.

SIMPLE STEPS TO HELP YOU GET THERE.

WE PROMISE TO MAKE BUYING LAND QUICK AND EASY.

COMPARE

We'll help you compare land loan rates and payment terms to find the best fit for you.

CALCULATE

Run the numbers and calculate your monthly loan payment.

PREPARE

We'll help you get prepared to buy land to make things simple and easy for you.

APPLY

Get pre-approved for your loan and plan to buy your land with confidence.

"By chance I called Louisiana FCU looking to get a land loan to build my dream home. Not only did y'all make it happen, I got my boat refinanced at a lower interest rate and a credit card with a lower interest rate. Thank you for looking out for my family's best interest and for your helpful and friendly staff."

- WENDY P.

COMPARE VACANT LAND LOAN RATES.

Contact our mortgage representatives at mortgage@Louisianafcu.org for the current home loan rates.

CALCULATE YOUR MONTHLY LOAN PAYMENT.

Calculate your loan payment using the rates and terms above as a guide. It is helpful to remember the rate you may qualify for could be different depending on a variety of factors, including the term and your credit score.

HOW TO GET PREPARED TO BUY YOUR LAND.

GET PRE-APPROVED

The pre-approval process can vary greatly between land and property lenders. That's because these types of loans typically require a lot more information from you than a conventional loan. But don't worry because our trusted land loan advisors will help you get there.

OBTAIN AN APPRAISAL

The appraisal you obtain will help establish the most accurate value of the land you wish to buy. Expect a quality land appraisal to take between 3 to 4 weeks. The time needed to complete this process is something lenders can rarely control. However, this can vary depending on the size of the land, type of use, location, and market volume.

CHECK TITLE AND OWNERSHIP

A land loan requires a title check to ensure ownership and that there are no hidden liens against the title. Expect the title process to take around a week or two if all information has been submitted correctly.

NEED MORE INFORMATION? GET EXPERT GUIDANCE TODAY.

APPLY FOR LAND LOAN.

Get pre-approved to confidently shop, negotiate with sellers, and buy the land you want. Our trusted experts will guide you every step of the way to help you get there.

GET ANSWERS TO FREQUENTLY ASKED QUESTIONS ABOUT LAND LOANS.

How much of a down payment is required on a land loan?

A 10% down payment is required for a land loan with Louisiana Federal Credit Union.

What terms are available on land loans?

We can finance your land loan for up to 15 years.