Member workshops are one of the many ways our team helps educate our members and our local community. The workshops are held monthly and cover a variety of topics, including Social Security, retirement planning, identity theft, budgeting, estate planning and more. Last month we presented Sending Your Child to College. Here are some key takeaways:

Your credit score is a number based on the information in your credit file. This score shows the likelihood of your ability to re-pay a debt on time. Lenders use this score to determine whether you qualify for a loan and what interest rate you will pay.

What actions will hurt your credit score? 

Q: My husband and I are thinking about purchasing our first home. Where do we start?

A: Great question! Buying a home can be thrilling and nerve-wracking at the same time. Before you decide to take the plunge into homeownership, take some time to:

If you haven’t refinanced in the last couple of years, then you definitely still have time to refinance and

save big. With current interest rates on a 10, 15, 20 and 30 year term mortgage ranging between 3.25% – 4.75%, you stand to save thousands of dollars in interest and possibly lower your term.

I clip coupons. All the coupons. Some would say I’m the resident Credit Union Coupon Queen! So why do I clip? Well, life is expensive and I’m always trying to save money no matter where I go. Bed Bath and Beyond, Macy’s, manufacturer’s coupons… I always have them in my purse!