True Life: I Clip Coupons

Published on September 20, 2016

I clip coupons. All the coupons. Some would say I’m the resident Credit Union Coupon Queen! So why do I clip? Well, life is expensive and I’m always trying to save money no matter where I go. Bed Bath and Beyond, Macy’s, manufacturer’s coupons… I always have them in my purse!

Saving for the Holidays… Already

Published on September 19, 2016

Every year Christmas approaches very quickly. I love to shop, but I don’t love having to come up with such a large amount of money during the holidays. I think many people can relate to the same problem, so a couple years ago I came up with a plan to help relieve the stress of holiday spending. I decided to open up a Christmas club account to start saving for the holidays all year long.

The Truth About Your Credit Score

Published on September 14, 2016

Your credit score is a number based on the information in your credit file. This score shows the likelihood of your ability to re-pay a debt on time. Lenders use this score to determine whether you qualify for a loan and what interest rate you will pay.

What actions will hurt your credit score?


Published on June 01, 2016

“He that can have Patience can have what he will.”– Benjamin Franklin

The older I get in life, the more I discover the need to be patient. I have an issue with this, because I often find myself excited when I am working towards a goal and want to see immediate results. Unfortunately, that is not always how it works out. Here are some practical ways that I try to maintain patience in life.

One by One Method

Published on May 26, 2016

Let’s talk about debt. It’s a term that most people dread, probably because many of us have accumulated some type of debt throughout the years. In fact, CBS news reports that U.S. consumers have approximately 3.4 trillion dollars in outstanding debt. Why? Well, it’s probably because our paychecks are remaining the same, while our expenses continue to increase. Life keeps getting more and more expensive, so how do we get out of debt? The following tips have helped me lower my debt tremendously.