The Truth About Your Credit Score

Published on April 05, 2017

Your credit score is a number based on the information in your credit file. This score shows the likelihood of your ability to re-pay a debt on time. Lenders use this score to determine whether you qualify for a loan and what interest rate you will pay.

What actions will hurt your credit score?

Ask the Expert: How can I purchase my first home in Louisiana?

Published on April 05, 2017

Q: My husband and I are thinking about purchasing our first home. Where do we start?

A: Great question! Buying a home can be thrilling and nerve-wracking at the same time. Before you decide to take the plunge into homeownership, take some time to:

Ask The Expert: Is it Too Late to Refinance My Home?

Published on April 05, 2017

If you haven’t refinanced in the last couple of years, then you definitely still have time to refinance and save big. With current interest rates on a 10, 15, 20 and 30 year term mortgage ranging between 3.25% – 4.75%, you stand to save thousands of dollars in interest and possibly lower your term.

True Life: I Clip Coupons

Published on September 20, 2016

I clip coupons. All the coupons. Some would say I’m the resident Credit Union Coupon Queen! So why do I clip? Well, life is expensive and I’m always trying to save money no matter where I go. Bed Bath and Beyond, Macy’s, manufacturer’s coupons… I always have them in my purse!

Patience

Published on June 01, 2016

“He that can have Patience can have what he will.”– Benjamin Franklin

The older I get in life, the more I discover the need to be patient. I have an issue with this, because I often find myself excited when I am working towards a goal and want to see immediate results. Unfortunately, that is not always how it works out. Here are some practical ways that I try to maintain patience in life.