If you’re in the market for your first apartment, you may be feeling a little lost—and somewhat overwhelmed. 

Q: Do I need to have a separate rainy day fund and emergency fund?
A: Rainy day funds and emergency funds serve different purposes. It’s important to have both available to tap into as needed. Read on for answers to all your questions on rainy day and emergency funds.

The mad holiday rush may be over, but scammers aren’t slowing down. Protect yourself from these five common scams that happen this time of year:

Q: I have several outstanding debts and I’m worried about wage garnishment. What do I need to know? A: Wage garnishment is the process in which funds are deducted from a person’s salary to pay for their outstanding debts.

Between astronomical tuition bills, piles of textbooks to purchase, foods costs and supplies, being a college student is definitely not cheap. Lucky for you, there are loads of companies out there that think you deserve a budgeting break. Here are five of the best student discounts out there.