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Refinance your mortgage at Louisiana FCU.

MORTGAGE REFINANCE IN LOUISIANA

APPLY NOW TO REFINANCE YOUR MORTGAGE.
GET A HOME LOAN ESTIMATE
Have a question? Request a call back.

Or you can call us at (985) 652-4990.

REFINANCE YOUR MORTGAGE. SAVE MORE MONEY.

Refinancing your mortgage can feel complicated. But it doesn't have to be that way.
Receive Expert Guidance

EXPERT GUIDANCE

Refinancing your mortgage can be confusing. But you won't do this alone because our trusted experts will guide you.

Save More Money

SAVE MORE MONEY

Shorten the term of your loan and save you thousands of dollars with historically low mortgage interest rates.

Pay off debt

PAY OFF DEBT

Use the money you save from refinancing your mortgage to pay off high-interest debt like credit cards and personal loans.

REQUEST A CALL BACK: TALK TO A TRUSTED MORTGAGE REFINANCE EXPERT.

FOUR SIMPLE STEPS TO HELP YOU GET THERE.

WE PROMISE TO MAKE REFINANCING YOUR MORTGAGE QUICK AND EASY.
Step 1: Compare

COMPARE

We'll help you compare mortgage refinance rates and payment terms to find the best fit for you.

Step 2: Calculate

CALCULATE

Run the numbers and calculate your monthly loan payment to see how much you could save.

Step 3: Prepare

PREPARE

We'll help you get prepared to refinance your mortgage and make things quick and easy for you.

Step 4: Apply

APPLY

Just imagine how good you will feel when you start saving more money with a lower mortgage payment.

"Refinancing my mortgage with Louisiana FCU saved me $400 a month. Why not?"

 
- JAMIE, MEMBER SINCE 2005

COMPARE MORTGAGE REFINANCE RATES.

Contact our mortgage representatives at mortgage@Louisianafcu.org for the current home loan rates.

CALCULATE YOUR MONTHLY SAVINGS.

Will you save money by refinancing your mortgage? We can help you find out when you use the current rates above. Remember, the rate you qualify for may differ depending on a variety of factors including the term you select and your credit score.

ESTIMATE YOUR MONTHLY PAYMENT.

HOW TO GET PREPARED TO REFINANCE YOUR MORTGAGE.

CHECK YOUR CREDIT SCORE

CHECK YOUR CREDIT SCORE

Your credit score is a number between 300 to 850 and it is based upon your spending, payment, and credit history. The higher your credit score is, the easier it can be to get approved for your mortgage.

How to get prepared: We recommend you know what your credit score is before applying for your mortgage using the annual free credit report.

KNOW YOUR HOME'S ESTIMATED VALUE

KNOW YOUR HOME'S ESTIMATED VALUE

We will use independent appraisers to assess the value of your house which helps us determine how much you are eligible to borrow.

How to get prepared: Click here to get a basic understanding of what your home's value might be before applying for your mortgage refinance.

REVIEW YOUR DEBT-TO-INCOME RATIO

REVIEW YOUR DEBT-TO-INCOME RATIO

Your debt-to-income (DTI) ratio is calculated from how much of your total monthly income (before taxes are taken out) goes towards paying off your debt. This helps us to understand what percentage of your income will go towards your home loan. 


How to get prepared:
Your new mortgage payment (including taxes & insurance) and all other monthly debts (credit card payments, car loan payments, student loan payments, etc.) should not exceed 41% of your gross monthly income.

STILL HAVE QUESTIONS ABOUT REFINANCING YOUR HOME LOAN TO SAVE MONEY?

GET HELP FROM OUR HOME LOAN EXPERTS.
Apply to refinance your mortgage.

APPLY TO REFINANCE YOUR MORTGAGE.

Our trusted mortgage refinance experts will guide you every step of the way to help you get there. 

APPLY TO REFINANCE YOUR MORTGAGE TODAY.

Louisiana Federal Credit Union membership is required. Approval and APR are based on creditworthiness.