GET YOUR LOAN. BUY WITH CONFIDENCE. HAVE FUN.
Getting a loan from the dealership can feel frustrating when you want to buy an RV, boat, or motorcycle. But it doesn't have to be that way.
EXPERT GUIDANCE
Our trusted auto loan experts protect you from car dealership financing tricks that can cost you thousands of dollars.
ENJOY EXTRA DISCOUNTS
MULTI-PRODUCT DISCOUNT
Get an additional .25% auto loan rate discount for members that have financed a vehicle with us in the past, have a current auto loan, credit card, signature loan, or mortgage with Louisiana FCU.
100% FINANCING
You don't have to wait any longer to get on the road or in the water because you'll enjoy simple terms up to 84 months.
FOUR SIMPLE STEPS TO HELP YOU GET THERE.
WE PROMISE TO MAKE BUYING AN RV, BOAT, OR MOTORCYCLE QUICK AND EASY.
STEP 1: COMPARE RECREATIONAL VEHICLE RATES.
Rates effective as of 2:00 P.M. CT July 16, 2024
Rates subject to change without notice.
INCLUDES MOTORCYCLES, RECREATIONAL VEHICLES, BOATS, AND SPORTSCRAFTS
STEP 2: RESEARCH VEHICLE VALUE AND CALCULATE YOUR MONTHLY LOAN PAYMENT.
STEP 3: APPLY TO GET PRE-APPROVED AND SAVE MONEY.
KNOW YOUR VEHICLES' VALUE
Check the value of your RV, boat, or motorcycle so you can decide what is a fair price to pay for the vehicle. Very few vehicles actually sell for MSRP (Manufacturer’s Suggested Retail Price or “sticker price.”) Negotiate a sales price from the invoice price up - not down from the MSRP. Taxes, registration, and transportation costs are not included in MSRP.
TAKE THE REBATE
Sometimes buyers have the option of choosing between rebates or zero percent financing – but not both. In most cases, you are better off taking the rebate rather than zero percent interest. Losing out on the rebate means you pay more for the car – more than if you would have taken the rebate and financed at a low rate. We can guide you through both options and help you decide what would be best for you.
INSURE AND PROTECT YOUR INVESTMENT TO FIND PEACE OF MIND.
Debt Protection is your umbrella when the unexpected happens. Whether you are facing, injury, job loss, or loss of life, you are protected.
Credit Disability Insurance helps cover loan payments if covered borrower becomes totally disabled.
Guaranteed Asset Protection (GAP) pays the vehicle's cost not covered by primary insurance when it is totaled or stolen.
All loan rates are based on credit history. All loan rates are subject to change.
* APR = Annual Percentage Rate
Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, or of MEMBER’S CHOICETM Guaranteed Asset Protection (GAP), is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the GAP Waiver Agreement for a full explanation of the terms of GAP. If you choose GAP, adding the product fee to your loan amount will increase the cost of GAP. You may cancel the protection at any time. If you cancel GAP protection within 90 days you will receive a full refund of any fee paid. You will receive additional information before you are required to pay the fee for this product. Route 66 Extended Warranty’s Mechanical Breakdown Protection is an optional mechanical coverage that is not required as part of any loan agreement. The coverage is administered by Route 66 Extended Warranty P.O. Box 1075, Mountain Home, AR 72654-1075, 1-800-808-0828.