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Yes, 3% of the purchase price is required as your down payment. The funds may be your own or a gift from someone else.
No. Mobile homes are considered a primary dwelling, which would make you a present homeowner.
Yes, you may still qualify if you have not owned a home or been on a mortgage loan for at least three years.
Yes, you can. We can also assist in determining your price range.
Our first-time homebuyer loan has a lower down payment; lower closing fees and lower monthly payments with the possibility of no mortgage insurance payments.
PMI stands for Private Mortgage Insurance. It is a monthly payment lenders require if you do not put down 20%.
Yes, you are required to pay your closing cost, taxes and insurance premiums.
Yes, please consult with your realtor for help with seller paid fees.
Yes, please consult with your realtor for help with seller paid fees.
At times, we may provide links to sites outside the control of our institution. We do not make any representations concerning the linked sites' contents or availability. You should review each site's privacy and information security policies carefully before you enter confidential information. Deposit and loan products offered by: Louisiana Federal Credit Union, Member NCUA, An Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.
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