If you’ve recently been rejected from a credit application of any kind, you may be looking at a poor credit score for any number of reasons. Maybe you've been late with your credit card payments, have an outstanding judgment against you or fell victim to identity theft.
Your credit score is a number based on the information in your credit file. This score shows the likelihood of your ability to re-pay a debt on time. Lenders use this score to determine whether you qualify for a loan and what interest rate you will pay.
What actions will hurt your credit score?
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