Hopefully, you’re working hard to keep a high credit score by using your cards and paying on time. You may be wondering if more is better. Is several credit cards and more available credit a good idea or are too many cards a liability to your score? Let’s explore the major components of your credit that scoring agencies, like FICO and VantageScore, use to calculate your score:

Whether you use a modest charcoal grill or an upscale Weber, we’ve got your BBQ success covered! Here are 13 genius grilling hacks that will take your ‘cue to the next level. 

Raising children is a constant balancing act. You want to provide structure and stability, but you also don’t want to run an overly militant household. It’s important to you that you show you care about your child’s whereabouts and choices, but you don’t want to be a helicopter parent. You want your kids to do well in school, but you don’t want to put too much pressure on them.

Except for Veterans Administration loans, it still generally takes some cash up front to get into a home. How much cash you’ll be required to have up front depends on the type of mortgage (whether FHA or conventional) and your personal financial situation. The better your credit, though, the lower the down payment the lender will typically expect.