I AM READY TO APPLY.

UPGRADE YOUR WALLET IN FOUR SIMPLE STEPS.

Step1

EXPLORE THE BENEFITS OF OUR CREDIT CARD

Step2

CONVENIENTLY COMPARE

Step3

CALCULATE YOUR SAVINGS

Step4-1

APPLY FOR YOUR CREDIT CARD

 EXPLORE THE BENEFITS

Earn one point for every dollar you spend with the Platinum Rewards MasterCard. Enjoy the 0%APR introductory rate for the first 12 months with the card that keeps on giving.

Credit Card

The Platinum Rewards MasterCard Features:

 

  • Instant issue credit card at your local branch

  • No balance cash advance fee - EVER

  • No balance transfer fee - EVER

STEP 2: CONVENIENTLY COMPARE.

Calculate your savings.

YOU DESERVE A CREDIT CARD WITH LOW RATES AND HIGH REWARDS

0% INTRODUCTORY APR* FOR 6 MONTHS

0% INTRODUCTORY
APR* FOR 12 MONTHS

NO ANNUAL FEE

NO ANNUAL FEE

NO BALANCE TRANSFER FEE

NO BALANCE TRANSFER FEE*

NO CASH ADVANCE FEE

NO CASH ADVANCE FEE*

EARN REWARDS AND POINTS  WITH PAY WITH REWARDS

EARN REWARDS AND POINTS
WITH PAY WITH REWARDS

FRAUD PROTECTION

 FRAUD PROTECTION

VIEW OUR RATES.

PLATINUM REWARDS



RATES AS LOW AS
7.90% *
PLATINUM STUDENT ADVANTAGE REWARDS


RATES AS LOW AS
0.0% APR*

UPGRADE YOUR WALLET IN LESS THAN FIVE MINUTES.

Proof of income is all that’s needed to apply. Once you complete the application, a Lending Specialist will be in touch within one business day to let you know what's next.

 

 

Pre-App: Credit Card

GET ANSWERS TO FREQUENTLY ASKED QUESTIONS ABOUT OUR CREDIT CARD.

Will my credit card work when I travel out of state/out of the country?

Absolutely. If you are traveling, please contact our Account Services Team with your travel dates and destinations. We will place a note on your cards alerting our Fraud Center that you are traveling. This will lift out-of-state/out-of-country restrictions so that you can use your Louisiana FCU credit card with zero issues.

If I don’t pay off my credit card balance after three months, will I be responsible for any interest charges that accrued during the introductory period?

Nope. We aren’t sneaky like that. We do want you to know that after your three-month introductory period, the prevailing APR will be applied to your outstanding credit card balance. In short, you won’t accrue interest until 90 days after you open your credit card account.

How do I redeem my rewards?

To redeem your rewards visit MasterCard Rewards and claim your rewards today.

*The Introductory Annual Percentage Rate (APR) for purchases, balance transfers and cash advances will apply to transactions posted to your account during the first 90 days following the opening of your account. Any existing balances on Louisiana FCU loans or credit cards are not eligible for the Introductory APR for balance transfers. This offer does not apply to business, student and secured credit cards.