UPGRADE YOUR WALLET IN FOUR SIMPLE STEPS.
EARN ONE POINT FOR EVERY DOLLAR YOU SPEND
REDEEM POINTS ANYWHERE MASTERCARD IS ACCEPTED
USE POINTS TOWARDS YOUR CREDIT CARD BALANCE
USE POINTS FOR PURCHASES, GIFT CARDS OR TRAVEL
GET ANSWERS TO FREQUENTLY ASKED QUESTIONS ABOUT OUR CREDIT CARD.
Will my credit card work when I travel out of state/out of the country?
Absolutely. If you are traveling, please contact our Account Services Team with your travel dates and destinations. We will place a note on your cards alerting our Fraud Center that you are traveling. This will lift out-of-state/out-of-country restrictions so that you can use your Louisiana FCU credit card with zero issues.
If I don’t pay off my credit card balance after three months, will I be responsible for any interest charges that accrued during the introductory period?
Nope. We aren’t sneaky like that. We do want you to know that after your three-month introductory period, the prevailing APR will be applied to your outstanding credit card balance. In short, you won’t accrue interest until 90 days after you open your credit card account.
*The Introductory Annual Percentage Rate (APR) for purchases, balance transfers and cash advances will apply to transactions posted to your account during the first 180 days following the opening of your account. Any existing balances on Louisiana FCU loans or credit cards are not eligible for the Introductory APR for balance transfers. This offer does not apply to business, student and secured credit cards.